How to Make Big Money Online? Specific Models, Strategies, and Real Numbers
Everyone wants to earn more, but not everyone knows that big money is rarely the result of hard work – it more often comes from a smart system. If you’re working 8–10 hours a day, and your bank account is still empty, it’s not you doing something wrong. It’s just not the right model. In this post, I’ll show you what can really bring in the big money – and what you’ll want to master to avoid ending up in perpetual hustling. From specific directions, through example figures, to an action plan you can implement in 3 days.
How to make big money from premium sales – even without your own product
You’ll earn the most where the client pays the most. It’s a simple mechanism: if you sell a product for 5000 PLN and get a 10% commission from it – that’s 500 PLN per transaction. Now imagine closing 4 such deals a month. That’s why high-ticket sales is one of the most effective ways to earn big money in a short time.
What can be sold in this model?

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- Courses and educational programs (e.g., online academies, mentoring, masterminds).
- Premium services: consultations, treatments, B2B packages.
- Physical products with high margins (furniture, equipment, technologies, medical services).
- Subscription models – e.g., software, external marketing, advisory.
And no – you don’t need to have your own product. You can be a partner, affiliate, or seller on behalf of another brand. The key is to know how to talk with the client, understand their need, and show the value. Earnings? Even 5–10k monthly – with a few good closes.
Where can you make big money in 2025? A business model with autopilot revenue
The best way to make big money is one that works even when you’re resting. That’s exactly what the model of passive (or semi-passive) income is based on – meaning: you create something once, and then people buy it without your involvement. You can manage this from home, without a company, and start today.
- What products and services are suitable for this?
- Courses and training recorded once, sold through a site.
- E-books, PDF packages, digital tools, templates.
- Subscriptions: access to community, archive, updates.
– SaaS models (software as a service) – own or White Label.
Good news: you don’t need a huge audience or a million PLN to start. You just need a real problem that you can solve and know how to describe it. For sales, you can use simple websites, RefSpace, Instagram, YouTube, or a newsletter. Sales run 24/7, and you focus only on refining the product or creating the next one.
How to make big money in a short time? An action plan for the first 3 months
It is possible to earn a few or several thousand PLN within 90 days – but only if you stop “dawdling” and start taking action. There’s no place for a big strategy or a perfect logo here. You need a simple plan: service + sales + client. And then consistently delivering results.
What can you do step by step?
- Choose one specific service or product (e.g., video editing, consultation, PDF)
- Create a basic offer (text in Google Docs, RefSpace site, video)
- Identify clients (FB groups, LinkedIn, acquaintances, cold mailing)
- Reach out daily – at least 10 messages per day
- Close deals, test, improve. Even 1 client = +500 PLN
- After 2 weeks – scale: more offers, better packages, higher rates
This isn’t a “magic system,” it’s a system that works. If you’re not afraid to talk to people, have a concrete proposal, and don’t falter at the first “no,” you can make 10k faster than you expect. And once you succeed, you’ll never return to “standard work.”
How to make big money online if you have experience or expert knowledge
If you’ve been in a certain topic for years – that’s where your money is. Expert knowledge is a currency today. Companies, individual clients, startups – all want to shorten the path to results. And they’ll pay to have you guide them. This includes consultations, mentoring, audits, strategic support. You don’t need a million followers. It’s enough that you know what you’re talking about – and you can sell it.
What can you do as an expert?
- 1:1 consultations (from 150 to 500 PLN/hour – or more).
- Development programs (e.g., 4–6 weeks, starting from 1500 PLN).
- Premium webinars, closed training, corporate sessions.
- Business, operational, process consultancy.
- Mentoring for creators, freelancers, specialists.
The biggest myth? That “I am not an expert yet.” The truth is if you know more than the client, you can guide them. And if you understand the industry, have results or project experience, even more so. This model not only brings money but also immense satisfaction – and real impact.
I like creating, but I also want to make money – how to create content that brings 5-figure salaries
Content creation can bring in a lot of money – but only if it’s backed by a strategy. Simply posting videos, posts, and podcasts is just half the battle. If you want to squeeze more than satisfaction out of content, you must approach it as a business.
How to monetize content?
- Own products (courses, templates, consultations).
- RefSpace – recommending products with a commission (perfect for shorts and stories).
- Brand collaborations – from 500 to 15,000 PLN per campaign.
- Newsletters with partnerships and ads.
- Patronite, donations, access to exclusive content.
Important: you don’t need thousands of followers. What matters is a community that trusts you. A micro-influencer with loyal followers will earn more than someone with viral content that nobody recognizes. The key is to create a simple funnel: content → value → product → transaction. And that’s when it gets interesting.
Want to make 100k passively? This is how earning from long-term investments works
If you’re looking for big money that doesn’t require daily involvement – long-term investments are a topic you can’t ignore. It’s about a portfolio that works for you. Whether you’re a creator, freelancer, or business owner – it’s worth setting aside and multiplying some earnings.
Where can you invest?
- ETFs – low costs, long-term growth, dividend payouts.
- Real estate – short-term rentals, flips, room-to-room.
- Startups – entry as a private investor (e.g., via equity crowdfunding).
- Crypto – for the brave and well-informed, not for “quick profit”.
- Deposits, bonds – for safety and peace of mind.
These aren’t quick money. But they are smart money, giving you a buffer and freedom. Even if you start with 200 PLN monthly – it’s worth it. Because in 5–10 years, you can have a portfolio that generates a regular 3–5 thousand monthly without lifting a finger.
How to make huge money? The strategy of Venture Capital and building a company for exit
The biggest money online is not made on commissions, not on courses – but by building something you can sell for a few million. This path is difficult, long, and not for everyone. But if you have an idea, determination, and want to go all-in – this is where the “big bucks” are.
What is it about?
- You create a product (e.g., SaaS, platform, marketplace, tool).
- You build a team, MVP, first clients.
- Look for funding – from business angels, funds, crowdfunding.
- Scale, grow, manage the market.
- You sell shares or the entire business (exit).
You don’t have to be Mark Zuckerberg. In Poland, companies are sold for 1-50 million PLN regularly. These can be HR tools, e-commerce, CRM, AI products, reservation systems… If you can solve a specific problem and build a team – you have a chance.
FAQ
Is it possible to earn big money without a company?
Yes, especially at the beginning. You can operate as an individual and settle payments through platforms like Useme, Fiverr, RefSpace, or directly by contract. When your earnings become stable, it’s worth considering starting a business.
Which models provide the highest earnings online?
The most money is made by people who:
– sell premium services (e.g., consultations, high-ticket)
– have scalable digital products (courses, templates)
– create monetized content (YouTube, newsletters, RefSpace)
– build startups with the intent to sell for millions
This isn’t quick cash, but it offers enormous potential.
Do I need a large community to earn a lot?
No. You can earn without social media – for example, by offering your services, building a digital product, operating through RefSpace, or gaining clients through referrals. Reach is not a requirement – it’s the value you provide that counts.
What can creators earn big money from?
The best approach is to combine several things: your own product (e.g., e-book, course), affiliation (e.g., RefSpace), brand collaborations, and additional services (e.g., mentoring). You don’t need a million followers – an engaged community is enough.
How to earn a lot in a short time?
The simplest way: choose a specific service, find clients (groups, LinkedIn, email), set up your offer, and promote it daily. If you have something that solves a real problem, you can earn 5-10 thousand PLN within 2-3 months. No empty promises, no perfect websites.

CEO of RefSpace LTD, a social e-commerce platform that connects creators, brands, and communities in a single ecosystem. With 25 years in digital marketing and e-commerce, she has been a speaker and panelist at numerous industry conferences. Today, she is developing RefSpace as a new destination for authentic recommendations, content, and sales.




























